Save Big on Wellness: How Your North Shore Sauna Can Be HSA/FSA Eligible!
TLDR: You can potentially use your pre-tax HSA (Health Savings Account) or FSA (Flexible Spending Account) funds to purchase a North Shore Sauna, saving you 30–40% on the cost. These accounts allow you to pay for qualified medical expenses with tax-free dollars. Saunas qualify when prescribed for a medical reason (e.g., pain, heart health, stress relief) supported by a Letter of Medical Necessity (LMN). We partner with Truemed, a trusted facilitator, who simplifies the process by helping you quickly qualify and obtain the necessary LMN to use your funds directly or for reimbursement. Here is a link to more information on our website.
Save Big on Wellness: How Your North Shore Sauna Can Be HSA/FSA Eligible!
Ready to invest in your health by bringing the timeless tradition of a wood-fired sauna to your home? You might be surprised to learn you can use tax-advantaged funds (your HSA or FSA dollars) to purchase your North Shore Sauna, potentially saving you up to 30–40%!
We've partnered with Truemed to make the process simple, helping you unlock these incredible savings on an investment that supports your long-term wellness.
What are HSA and FSA, and How Do They Save You Money?
A Health Savings Account (HSA) and a Flexible Spending Account (FSA) are powerful tools designed to help you pay for qualified medical expenses with pre-tax dollars.
|
Account Type |
HSA (Health Savings Account) |
FSA (Flexible Spending Account) |
|
Eligibility |
Requires enrollment in a High-Deductible Health Plan (HDHP). |
Often offered by an employer. |
|
Rollover |
Unused funds roll over year to year and can grow over time. You keep the account even if you change jobs. |
Typically follows a "use it or lose it" rule, though employers may offer a carryover (up to $680 for 2026 plans) or a 2.5-month grace period. |
|
Key Advantage |
Your contributions, growth, and withdrawals (for qualified expenses) are all tax-free. |
You set aside pre-tax money for healthcare expenses. |
|
2026 Contribution |
Up to $4,400 (Individual) or $8,750 (Family) |
Up to $3,400 (Employee Contribution) |
Note on Contribution Limits (2026):
HSA: Individuals aged 55 or older can contribute an additional $1,000 as a catch-up contribution.
FSA: This $3,400 is the limit on employee pre-tax contributions.
The Savings Magic
Since you use pre-tax money for your purchase, you are effectively buying your sauna with a significant discount. Instead of using income that has already been taxed, you're tapping into funds that bypass federal and state income tax, equating to those impressive 30–40% net savings!
Why Your North Shore Sauna Qualifies
Generally, saunas are considered wellness items. However, the IRS allows pre-tax funds to be used for expenses that are used to alleviate or prevent a physical or mental disability or illness (IRS Publication 502).
The good news? North Shore's traditional wood-fired saunas can qualify as an HSA/FSA eligible expense when they are prescribed for a medical reason.
Sauna therapy is backed by research for profound health benefits, and a licensed provider can issue a Letter of Medical Necessity (LMN) if your purchase is intended for:
Improving Cardiovascular Health: Supporting blood pressure and circulation.
Managing Chronic Pain: Aiding conditions like arthritis or fibromyalgia.
Aiding Muscle Recovery: Accelerating post-exercise healing.
Reducing Stress and Anxiety: Contributing to better mental well-being and sleep.
Meet Truemed: Your Partner in Pre-Tax Savings
Using your HSA/FSA for a large wellness investment like a sauna typically requires obtaining a Letter of Medical Necessity (LMN) from a healthcare provider. This is where our partner, Truemed, comes in.
"At Truemed, we believe that investing in your health is far more valuable than waiting to spend on sickness."
Who is Truemed? Truemed is a trusted facilitator that partners with health and wellness brands like North Shore Sauna to help qualified individuals unlock their HSA/FSA benefits. They simplify the process of using pre-tax funds on products that support true health.
How Truemed Works with North Shore Sauna:
Add to Cart: Select your North Shore wood-fired sauna and proceed to checkout.
Select Truemed: Choose the "Truemed - Pay with HSA/FSA" option as your payment method.
Quick Assessment: Complete a brief, secure health assessment provided by Truemed.
LMN Issuance: A licensed practitioner in Truemed's network will review your information. If you qualify, they will issue a Letter of Medical Necessity (LMN), which is the necessary document for IRS compliance.
Complete Purchase: Once approved, you can complete your purchase using your HSA/FSA card for immediate savings, or use a regular credit card and submit for reimbursement with your LMN.
With the help of Truemed, you can ensure your purchase is compliant and that you maximize your tax savings on this vital health investment!
Ready to Invest in Your Wellness, Tax-Free?
Don't let your hard-earned health dollars go to waste, especially with FSA funds that may expire soon! Our partnership with Truemed is designed to make the path to sauna ownership clear and financially smart.
Important Financial Disclaimer
HSA/FSA eligibility is determined by your plan administrator, and approval is not guaranteed. A Letter of Medical Necessity (LMN) from an independent licensed provider is required for the sauna purchase to be a qualified medical expense. Please check with your benefits administrator regarding your specific plan rules, carryover options, and coverage before purchase.
Truemed is for qualified customers. HSA/FSA tax savings vary. Learn more at truemed.com/disclosures.
Important Disclaimer
The content of this blog is for informational and educational purposes only. It is based on our company's research and personal experience. North Shore Sauna is not a healthcare provider. We do not offer medical advice, diagnosis, or treatment.
Before starting any new wellness routine, including sauna use, or if you have any pre-existing health conditions (such as high blood pressure, heart issues, or are pregnant), always consult with your physician or a qualified medical professional.