What are HSA/FSA and who is Truemed?

A Health Savings Account (HSA) and a Flexible Spending Account (FSA) are tax‑advantaged accounts that let you pay for qualified medical expenses with pre‑tax dollars, saving you up to 30–40% compared to using after‑tax income. Here’s the difference:

HSA (Health Savings Account) – Available if you have a high‑deductible health plan. Unused funds roll over year to year, and your balance can even grow over time.

FSA (Flexible Spending Account) – Offered by many employers, letting you set aside pre‑tax money for health expenses. Most FSAs follow a “use it or lose it” rule within the plan year.

The good news? North Shore’s traditional wood‑fired saunas qualify as an HSA/FSA eligible expense when prescribed for a medical reason like improving cardiovascular health, managing chronic pain, aiding muscle recovery, or reducing stress.

We partner with Truemed, a trusted facilitator that helps people unlock their HSA/FSA benefits for products that support better health. Truemed makes it simple to use your tax‑free funds to contribute toward the purchase of your North Shore Sauna. 

"At Truemed, we believe that investing in your health is far more valuable than waiting to spend on sickness. By unlocking pre-tax HSA/FSA spend on research backed interventions such as fitness, supplements, and health technology, we’re shifting healthcare spend toward true medicine."

Visit their website

Checking out with Truemed is easy!

Qualify to save ~30% by paying with HSA/FSA

Checkout as guest

Find the Truemed logo during checkout. Exit the "Shop Pay" pop-up if prompted.

Complete Health Assessment

Take a quick, private health survey. A licensed provider will review your answers to determine eligibility.

Make your purchase

Pay with your HSA/FSA card or a credit card. If you use a regular credit card, follow the guide included with your LMN to submit your purchase for reimbursement.

How does using my HSA/FSA save me money?

HSA/FSA accounts were created so individuals could use pre-tax money to pay for expenses used to treat, mitigate, or prevent a diagnosed medical condition.

Because HSA/FSAs use pre-tax money, you’re getting more purchasing power for your dollars. Rather than pay taxes on income and then spend it on health items, qualified customers can use pre-tax funds to invest in root cause interventions.

HSA/FSA Commonly Asked Questions

How does using my HSA/FSA account save me money?

HSA/FSA accounts were created so individuals could use pre-tax money to pay for expenses used to treat, mitigate, or prevent a diagnosed medical condition. Because HSA/FSAs use pre-tax money, you’re getting more purchasing power for your dollars. Rather than pay taxes on income and then spend it on health items, qualified customers can use pre-tax funds to invest in their health.

An individual can contribute up to $4,150 pretax to their HSA per year, or $8,300 for a family (plus an additional $1,000 if you are at least 55 years old. Individuals can contribute up to $3,200 pretax to their FSA per year (with an additional $500 in employer contributions allowed).

What are FSA and HSA accounts?

Health savings accounts (HSA) and flexible spending accounts (FSA) are programs that allow you to set aside pre-tax dollars for eligible healthcare expenses. If you’re unsure whether or not you have an HSA or FSA account, please check with your employer or insurance company.

Can I use my HSA/ FSA with North Shore Sauna?

Yes, simply select Truemed as your payment option at checkout and use your FSA or HSA card as you would any other credit card. If you do not have sufficient HSA/FSA funds, you can split your payment between your credit card and HSA/FSA card.

Can I use my regular credit card at checkout?

Yes. If you prefer to use your regular credit card, Truemed will send you instructions on how to submit for reimbursement from your HSA//FSA administrator. 

What is a Letter of Medical Necessity, and how is this compliant?

The items in your Truemed Letter of Medical Necessity (“LMN”) are now qualified medical expenses in the same way a visit to the doctor’s office or pharmaceutical product is.


There are thousands of studies showing food and exercise is often the best medicine to prevent and reverse disease. Exercise qualifies as a qualified medical expense with an LMN. Food, supplements, and other wellness purchases qualify as medical expenses if they treat or prevent an illness, and a doctor substantiates the need. Your Truemed LMN satisfies all IRS requirements to make your wellness spend fully reimbursable.

Are there fees associated with using Truemed's services?

There is no cost to you, as long as you are shopping with a Truemed partner merchant.

When should I use my FSA/HSA dollars?

You can use your HSA/FSA dollars all year long. However, FSA dollars expire at the end of the year and unused money may not rollover into the next year. Make sure to spend the rest of your FSA dollars before December 31st — use it, so you don’t lose it!

How long does it take for me to receive my Letter of Medical Necessity?

Generally it takes 2-5 hours. In some cases, Truemed’s provider team will require additional time to issue a letter of medical necessity based on the needs associated with an individual qualification survey. If you aren’t seeing your letter in your inbox, check spam, then reach out to us at support@truemed.com for help.

I don’t have an HSA/FSA. Can I still benefit from Truemed? 

Unfortunately, Truemed’s services are for individuals who have HSA or FSA accounts (or plan to fund one during open enrollment). We encourage you to ask your employer about information on your HSA or FSA!

I don’t live in the US. Can I still get reimbursed with Truemed?

Unfortunately, Truemed is currently only available in the United States.

Have questions about using your HSA or FSA to purchase a North Shore Sauna?

We’re happy to help! For any questions about North Shore Sauna’s partnership with Truemed or how to use HSA/FSA funds toward our wood‑fired saunas, email us at support@saunatent.com.

If you have questions specifically about Truemed’s process, eligibility, or the HSA/FSA program itself, please contact support@truemed.com directly.

Shop our products